A large pine tree fell the wrong way while being cut down near the pensioner's Dunedin home yesterday morning, smashing into the roof of his garage and sending timber beams through the roof of his Holden Captiva.
A branch also damaged one side of his Crown St, Northeast Valley, property, showering a bedroom in glass.
On Monday, the 73-year-old had reduced the insurance cover on his car because he was using it less.
Mr Harris said his neighbour across Lindsay Creek was felling trees yesterday.
''A bang would be an understatement.''
Shortly afterwards, the owner of the property from where the tree fell and two workers began cutting up and removing the tree from the garage, as neighbours watched.
A worker at the scene said the tree had ''twisted the wrong way''.
Despite yesterday's disaster, Mr Harris was relatively philosophical, and had already begun repairs to the side of his home.
''I'm talking nicely to the insurance people.''
