Ideas of what to do with $10.8 million remained a hot topic of conversation in Dunedin yesterday.
While Craigs Investment Partners broker Peter McIntyre may have agreed with taking a holiday, he offered Dunedin's latest Lotto winner some sage advice.
"First thing I'd do is keep coy about it."
Zipped lips were followed by paying off debt.
The "fastest way to get wealthy" was to pay off loans and mortgages, he said.
After that, he advised spreading it across two or three major trading banks, hoping they would offer an "above average" interest rate for the amount of money being brought in.
He estimated interest alone would bring in about $650,000, based on current rates.
Once the cash was sealed into some accounts, he would sit back and let the dust settle.
Most winners wanted to carry on working and just wanted a better lifestyle, he said.
NZ Lotteries head of communications, Karen Jones, said a phone call had been received from the "very, very excited" winner, who was weighing up the options for claiming Dunedin's biggest Lotto prize - made up of a first division win on $1,059,968 and a Powerball jackpot of $9,785,562.
They could claim from the store where they purchased the ticket, go to another store, travel to another town or claim it in the Wellington office.
As the prize had not yet been claimed officially, no details were available about the winner, she said.